The world of finance, investments, and wealth management can be hectic and is constantly changing. Davenport & Associates is here to provide content and insights to help you stay on top of the latest information and how it could affect your current plans and strategies.
Generational Wealth Transfer in 2026: Preparing for Gen Z Heirs and Values-Based Planning
With permanent higher federal estate tax exemptions ($15M individual/$30M couple in 2026 via OBBBA), more families focus on meaningful wealth transfer—not just dollars, but values—to the next generation. Gen Z heirs (born 1997–2012) often prioritize impact: sustainability, social good, financial literacy. Many parents/grandparents want to pass wealth thoughtfully—encouraging responsibility while supporting causes heirs care about…. View Article
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2026 In-Plan Retirement Income Solutions: Annuities, Hybrids, and Steady Cash Flow Options
Many couples 50+ saving for retirement wonder: “How do I turn my nest egg into reliable income that lasts?” With longer lifespans and market volatility, 2026 trends focus on in-plan solutions—options built right into 401(k)s/403(b)s—to explore steady cash flow alongside growth. SECURE 2.0 and industry shifts (e.g., IRIC forecasts) push broader adoption of annuity marketplaces,… View Article
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Medicaid and Asset Protection Planning in 2026: Key Strategies for Long-Term Care Concerns
Long-term care costs continue rising—2026 national averages estimate ~$119,000+ annually for a nursing home shared room (or $11,000+/month), per recent reports. Many American’s worry about depleting savings or home equity for nursing home care, potentially leaving little for spouses, kids, or grandkids. Medicaid can help cover long-term care for eligible individuals, but strict asset/income rules… View Article
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AI and Longevity in 2026 Retirement: Planning for Extended Lifespans and Digital Tools
Advances in healthcare, AI, and wellness mean many American’s could enjoy 30+ years in retirement—longer, healthier “golden years” than past generations. Vanguard and TIAA outlooks highlight AI boosting economic growth while helping personalize planning for longevity risks like outliving savings or health needs. This isn’t about guarantees—life expectancy varies (average ~77-83 for current 55-year-olds, but… View Article
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The Ultimate 2026 Estate Planning Checklist: Simple Steps to Get Started Before Year-End
Did you know that about 70% of Americans don’t have any estate plan? If you’re one of them, you’re not alone—and it’s easier than you think to take the first steps. An estate plan isn’t just for the wealthy; it’s a loving way to protect your family, avoid probate headaches, and give everyone peace of… View Article
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SECURE 2.0 Updates for 2026: Auto-Enrollment, Catch-Ups, and Ways to Boost Your Nest Egg
As 2026 kicks off, exciting changes from the SECURE 2.0 Act are helping more families—like yours—explore ways to strengthen retirement savings. With higher contribution limits, special catch-up boosts for those nearing retirement, and new rules on Roth contributions, it’s a great time to review your plan. SECURE 2.0 Act updates aim to make saving easier… View Article
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