Davenport & Associates Norwalk CT Archives

Happy mature couple reviewing will and trust documents together at home table

Why You Need a Will in 2026 – Even If You Have a Trust

Many people approaching retirement in Norwalk, CT and across the country ask: “If I already have a revocable living trust, do I still need a will?” The short answer is yes — and here’s why it’s one of the most important (and often overlooked) pieces of your estate plan. As John F. Davenport, licensed attorney… View Article

Older parents and adult child discussing retirement surprises and emergency fund on laptop in cozy living room

Emergency Fund for Retirees in 2026: How to Build a Buffer for Life’s Surprises

Retirement should feel calm and secure, but life has a way of throwing curveballs—home repairs, medical surprises, car breakdowns, or family needs. Recent 2026 studies show retirees face unexpected expenses averaging $6,000–$10,000 per year, and 40% of households don’t have enough liquid cash to cover even one big hit without dipping into investments at the… View Article

Multi-generational family discussing estate planning legacy inspired by U.S. presidents at home table

Presidents’ Day 2026: Estate Planning Lessons from U.S. Presidents’ Legacies

Presidents’ Day celebrates leadership and legacy—perfect timing to reflect on how America’s presidents planned (or didn’t) for their families’ futures. As John F. Davenport, licensed attorney in New York and Connecticut and founder of J. Davenport Advisors and Davenport & Associates in Norwalk, CT, often shares: thoughtful estate planning isn’t just legal paperwork—it’s leadership in… View Article

Older parents and adult child discussing retirement surprises and cash flow protection on laptop in cozy living room

Unexpected Expenses in Retirement: Why They’re Common & How to Plan in 2026

Retirement should be a time of peace and enjoyment with your spouse and loved ones, but unexpected expenses often catch families off guard. Recent 2026 research shows that 83% of retiree households face unplanned costs each year, averaging about 10% of annual income (roughly $6,000 for typical households). These surprises—from home repairs to healthcare bills—can… View Article

Grandparents teaching young adult Gen Z heir about charitable giving and trust documents in cozy setting

Generational Wealth Transfer in 2026: Preparing for Gen Z Heirs and Values-Based Planning

With permanent higher federal estate tax exemptions ($15M individual/$30M couple in 2026 via OBBBA), more families focus on meaningful wealth transfer—not just dollars, but values—to the next generation. Gen Z heirs (born 1997–2012) often prioritize impact: sustainability, social good, financial literacy. Many parents/grandparents want to pass wealth thoughtfully—encouraging responsibility while supporting causes heirs care about…. View Article

Older parents and adult child discussing in-plan annuities and cash flow on laptop in cozy living room

2026 In-Plan Retirement Income Solutions: Annuities, Hybrids, and Steady Cash Flow Options

Many couples 50+ saving for retirement wonder: “How do I turn my nest egg into reliable income that lasts?” With longer lifespans and market volatility, 2026 trends focus on in-plan solutions—options built right into 401(k)s/403(b)s—to explore steady cash flow alongside growth. SECURE 2.0 and industry shifts (e.g., IRIC forecasts) push broader adoption of annuity marketplaces,… View Article

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