Retirement Readiness: 2025 Trends in Catch-Up Contributions
The Super Saver Boost You Can’t Ignore If you’re 50+, 2025’s catch-up contributions offer a massive opportunity to supercharge your nest egg before year-end deadlines. With 58% of Americans behind on savings and the Tax Cuts & Jobs Act (TCJA) sunset looming, these enhanced limits can add thousands tax-deferred. At Davenport & Associates, we help… View Article
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Thanksgiving Family Talks: How to Discuss Retirement & Legacy in 2025
Turn Thanksgiving Dinner into a Legacy Conversation As families gather this Thanksgiving, it’s the perfect moment to talk about retirement and legacy—yet 68% avoid these discussions, per TIAA’s 2025 Holiday Survey, leaving wishes unspoken and plans incomplete. For most Americans, these talks ensure your hard work benefits loved ones, not courts or taxes. At Davenport… View Article
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Annuities Inside 401(k)s in 2025: New Guaranteed Income Options
Your 401(k) Just Got a Pension Upgrade In 2025, a quiet revolution is happening inside millions of 401(k)s: annuities are now the fastest-growing plan feature, with 42% of large plans offering them—the highest ever. New DOL and IRS rules make it easier than ever to turn part of your retirement savings into guaranteed lifetime income… View Article
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Year-End Gifting Strategies: Maximize $18K Limit Before 2026
Gifting – Your Tax-Smart Legacy Tool As 2025 winds down, the $18,000 annual gift tax exclusion offers a powerful way to reduce your estate while funding family futures. For American’s with $250K+ in assets, gifting shrinks taxable estates before the Tax Cuts & Jobs Act (TCJA) sunset potentially doubles taxes in 2026. With 70% of… View Article
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Three New Spending Surprises in 2025 Retirement: New Study Reveals
Unexpected Costs That Could Derail Your Retirement You’ve saved diligently for retirement, but what if hidden spending surprises drain your nest egg faster than expected? A recent JPMorgan analysis uncovers three emerging 2025 trends in post-retirement expenses, catching even careful planners off guard. For Americans over 50, these surprises—tied to inflation, health, and lifestyle—could mean… View Article
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Fall Financial Planning Month: Year-End Moves for 2025 Retirement Security
October’s Wake-Up Call for Your Retirement As leaves fall in October—Financial Planning Month—it’s the ideal time to prune your retirement portfolio before 2025’s tax deadlines. With 58% of Americans behind on savings and Tax Cuts and Jobs Act (TCJA) sunsets looming, year-end moves can save thousands. For most Americans, these actions secure income and legacy…. View Article
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