Retirement Planning 101: The 5 Steps Everyone Should Take
Your Simple Path to a Secure Retirement Retirement planning can feel overwhelming, but it boils down to five straightforward steps anyone can follow. For most Americans, starting now ensures you enjoy the lifestyle you deserve without running out of money. At Davenport & Associates, we guide thousands through this process every year. What are the… View Article
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Annuities Inside 401(k)s in 2026: New Guaranteed Income Options
Your 401(k) Just Got a Pension Upgrade In 2026, a quiet revolution is happening inside millions of 401(k)s: annuities are now the fastest-growing plan feature, with 42% of large plans offering them—the highest ever. New DOL and IRS rules make it easier than ever to turn part of your retirement savings into guaranteed lifetime income… View Article
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Year-End Gifting Strategies: Maximize $18K Limit Before 2026
Gifting – Your Tax-Smart Legacy Tool As 2025 winds down, the $18,000 annual gift tax exclusion offers a powerful way to reduce your estate while funding family futures. For American’s with $250K+ in assets, gifting shrinks taxable estates before the Tax Cuts & Jobs Act (TCJA) sunset potentially doubles taxes in 2026. With 70% of… View Article
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Three New Spending Surprises in 2026 Retirement: New Study Reveals
Unexpected Costs That Could Derail Your Retirement You’ve saved diligently for retirement, but what if hidden spending surprises drain your nest egg faster than expected? A recent JPMorgan analysis uncovers three emerging 2026 trends in post-retirement expenses, catching even careful planners off guard. For Americans over 50, these surprises—tied to inflation, health, and lifestyle—could mean… View Article
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Fall Financial Planning Month: Year-End Moves for 2025 Retirement Security
October’s Wake-Up Call for Your Retirement As leaves fall in October—Financial Planning Month—it’s the ideal time to prune your retirement portfolio before 2025’s tax deadlines. With 58% of Americans behind on savings and Tax Cuts and Jobs Act (TCJA) sunsets looming, year-end moves can save thousands. For most Americans, these actions secure income and legacy…. View Article
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2026 Retirement Survey: Competing Priorities Reshaping Household Finances
Are Household Priorities Derailing Your Retirement? A recent 2026 retirement survey reveals a stark reality: competing priorities like housing costs, healthcare, and debt are reshaping household finances, with 65% of Americans seeking advisor guidance to secure income amid these pressures. For most Americans, this means traditional savings alone may not suffice in an era of… View Article
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