What Happens If I Die Without a Will in 2026? (Intestate Succession Explained)
One of the most common estate planning fears is: “What happens if I die without a will?” The answer is intestate succession — state laws decide who gets your assets, who raises your kids, and how everything is handled. In 2026, dying without a will (intestate) can create unnecessary delays, costs, and family stress —… View Article
READ MORE
Should I Pay Off My Mortgage Before I Retire in 2026? Pros, Cons & When It Makes Sense
One of the biggest questions people approaching retirement ask is: “Should I pay off my mortgage before I retire?” With interest rates still elevated in 2026 and many homeowners carrying 3–7% mortgages, the decision isn’t as simple as “debt = bad.” It depends on your cash flow, tax situation, investment returns, and what you want… View Article
READ MORE
Does a Will Override Beneficiary Designations on Accounts in 2026? (Simple Answer + What to Do)
One of the most common estate planning questions John F. Davenport hears from families in Norwalk, CT and nationwide is: “Does my will override the beneficiary I named on my bank account, IRA, or life insurance?” The short, clear answer in 2026 is no — beneficiary designations almost always win over your will. John F…. View Article
READ MORE
What Is Probate in 2026 and How Can I Avoid It? (Simple U.S. Guide)
Probate sounds scary — and for many families, it is. It’s the court process that happens after someone dies to validate their will, pay debts, and distribute assets. In 2026, probate can take 6 months to 2+ years, cost 3–7% of the estate in fees (sometimes more), and become public record — meaning anyone can… View Article
READ MORE
Why You Need a Will in 2026 – Even If You Have a Trust
Many people approaching retirement in Norwalk, CT and across the country ask: “If I already have a revocable living trust, do I still need a will?” The short answer is yes — and here’s why it’s one of the most important (and often overlooked) pieces of your estate plan. As John F. Davenport, licensed attorney… View Article
READ MORE
Generational Wealth Transfer in 2026: Preparing for Gen Z Heirs and Values-Based Planning
With permanent higher federal estate tax exemptions ($15M individual/$30M couple in 2026 via OBBBA), more families focus on meaningful wealth transfer—not just dollars, but values—to the next generation. Gen Z heirs (born 1997–2012) often prioritize impact: sustainability, social good, financial literacy. Many parents/grandparents want to pass wealth thoughtfully—encouraging responsibility while supporting causes heirs care about…. View Article
READ MORE