Protecting Your Home for the Holidays: Medicaid Planning Before 2026
Keep Your Home in the Family This Holiday Season As families gather for the holidays, many over 50 worry about long-term care costs forcing a home sale—Medicaid’s 5-year look-back can claim your biggest asset if unplanned. With 50% of retirees facing $100K+ care bills and 2026 rules tightening, protecting your home is urgent. At J…. View Article
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Thanksgiving Family Talks: How to Discuss Retirement & Legacy in 2025
Turn Thanksgiving Dinner into a Legacy Conversation As families gather this Thanksgiving, it’s the perfect moment to talk about retirement and legacy—yet 68% avoid these discussions, per TIAA’s 2025 Holiday Survey, leaving wishes unspoken and plans incomplete. For most Americans, these talks ensure your hard work benefits loved ones, not courts or taxes. At Davenport… View Article
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Discussing End-of-Life Preferences: Insights from Pew’s 2025 Survey
The Conversation Too Many Avoid End-of-life Preference discussions can feel uncomfortable, but a 2025 Pew Research survey reveals a startling gap: only 43% of Americans over 50 have talked preferences with family, leaving 70% without clear directives amid rising longevity and care costs. For most Americans, this silence risks unwanted treatments or family conflicts. At… View Article
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Annuities Inside 401(k)s in 2025: New Guaranteed Income Options
Your 401(k) Just Got a Pension Upgrade In 2025, a quiet revolution is happening inside millions of 401(k)s: annuities are now the fastest-growing plan feature, with 42% of large plans offering them—the highest ever. New DOL and IRS rules make it easier than ever to turn part of your retirement savings into guaranteed lifetime income… View Article
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Estate Planning Gaps by Demographics: Insights from Trust & Will’s 2025 Report
The Hidden Gaps in Legacy Planning A new 2025 report from Trust & Will reveals stark disparities in estate planning: while 45% of Americans have a plan, gaps persist by gender, location, and ethnicity, leaving 55% vulnerable to probate, taxes, and family conflicts. For most Americans, these demographics matter—women, rural residents, and certain groups lag… View Article
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Year-End Gifting Strategies: Maximize $18K Limit Before 2026
Gifting – Your Tax-Smart Legacy Tool As 2025 winds down, the $18,000 annual gift tax exclusion offers a powerful way to reduce your estate while funding family futures. For American’s with $250K+ in assets, gifting shrinks taxable estates before the Tax Cuts & Jobs Act (TCJA) sunset potentially doubles taxes in 2026. With 70% of… View Article
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